Who decides these things

Something has been really eating away at me since we came home from our trip.

We had a ginormous stack of mail to go through, as we expected.  Jake took and stack and I took one as well.  A lot of it was junk, as usual.  As I finished up with mine, Jake started reading aloud, a letter from our insurance company.  My heart sunk, as low as it could possibly go.  A very sick feeling.

The letter stated that they would not be giving us the full amount of life insurance for Johnny's death.  This however didn't bother me, we didn't care about that.  It was what came next that hurt very deeply.

We are sorry for your loss, however, since your son was not 6 months old you are not eligible to receive the full amount of life insurance.

Who decides who's life is more valuable.  To me it says if he would have been 6 months old his life had more value.  They couldn't be more wrong.  The insurance amount isn't large, it's basically enough to cover funeral costs.  Whether Johnny would have been 6 months old wouldn't have made a difference.  Funerals cost the same no matter what, you don't get special pricing because of your age.  What ridiculous thinking.  Our loss was the same as it would have been no matter his age. 

So once again I ask.  Who decides these things?  I know it's all about how the company can save money, but it's a slap in our face.

My son was worth so much more than any amount of money in this world.  The devastation we are faced with daily, doesn't need to be compounded by things like this.  He had the greatest value to us, to our family and to our friends.  He was a special little boy.  They can take that away from us, and don't.  Their words hurt, they cut like a knife, and it hurts me to think how many others have seen letters like this. It isn't right.  We will be okay no matter the letters and laws that put limitations on these things. 

My Johnny was 8 days old when he passed away.  He would have been 17 weeks old this week, 4 months in a few days.  The time passes too quickly, and leaves us still longing to hold him in our arms.  But:  What a much better place he is in.  No pain, suffering, need or longing.  Happy, and Free...Forever.

We will one day be reunited with him.  Oh, how thankful I am for that.